Amanqaku alishumi angundoqo oHlolo loMthengi(1)

Xa umthengi ekugqibeleni efumana umzi-mveliso ofanelekileyo wentsebenziswano yeshishini, intetho yelinye iqela ibubuchule kwaye icacile, kwaye unxibelelwano luthembekile kwaye luyasebenza, nto leyo eyenza umthengi anike ithemba elikhulu kwiqabane elinokubakho leshishini. Ngeli xesha, umthengi uhlala evuya kwaye enomdla.

Noko ke, kunokuba bangxamele ukufaka iiodolo kubathengisi abatsha, abathengi abanamava bafanele bafune ukwazi okungakumbi ukuze babe nobuganga bokuba nethemba elikhulu. Kubalulekile ukwazi ukuba kuphela ngenkuthalo efanelekileyo kunye nophicotho-zincwadi olusebenzayo lokuvavanya ababoneleli sinokuthi siqinisekise ukuba izinto ezilindelweyo ziyahambelana nenyani.

Umzekelo, olu hlobo lophicotho-zincwadi olukwisiza lunokunceda umthengi azi ukuba ngaba umthengisi unelabhoratri yokuqinisekisa ubume bezinto eziphathekayo, okanye ukuba kukho irekhodi eboniswayo yomthengisi kunye nezinye iilabhoratri, ukunqanda ilahleko. Abathengi banokuzazi ezi nkcukacha zingentla kuba zonke ziyinxalenye yezinto eziphicothiweyo zentsimi kunye neengxelo zokulandelela.

Nokuba umthengi uzithembe kangakanani na kumthengisi, ayinakuthatha indawo yokuthembeka kophicotho-zincwadi olukwisiza loqinisekiso lwesakhono somthengisi.

Abathengi abohlukeneyo banolindelo kunye neemfuno ezahlukeneyo kubaboneleli. Uninzi lophicotho olukwisiza olugunyaziswe ngabathengi lubandakanya la manqaku alandelayo aphambili. Emehlweni abathengi, la manqaku aphambili akwanemiqathango esisiseko ekufuneka umthengisi abenayo. Ngoko ke, ukuba umthengisi ufuna ukufumana umthengi ukuba atyelele umzi-mveliso, oku kulandelayo kukwayinxalenye ecetyiswayo yokwazisa umthengi.:

1. Zero ukunyamezela

Ezinye izinto zohlolo kuluhlu lokutshekisha uphicotho-zincwadi zisenokwahluka ngandlel’ ithile kwiimfuno ezilindelekileyo. Nangona kunjalo, abathengi, ngakumbi abo baseYurophu nase-United States, bahlala bengakwazi ukunyamezela ukuphulwa okunzulu. Ukungathotyelwa kwale migangatho kudla ngokukhokelela ekubeni ababoneleli-nkonzo bajongane nophicotho-zincwadi "olusileleyo" kwiziko.